Posted in family, Organizing

Are you a Procrastinator or Just Overwhelmed?

feeling overwhelmed today 6187904322_22fe521616_z

If you procrastinate, you put off until later what you should probably do right now or you wait until the last-minute to start a project.

Stop me if this it you:

  • You know you have to make dinner every day. (I know right, why does my family feel like they need to eat every day.) But you do not even think about what’s for dinner until 7:00 pm.
  • You know your husband only has 7 pairs of underwear but you don’t do laundry until the 8th day. Can you say commando?
  • It’s December 24 and you have not started shopping? I personally love gifts from CVS.
  • The school bake sale is today. You have no plans or baked goods?
  • Your vehicle gas is on empty and the low fuel light came on yesterday morning. You know your drive is 42 miles from the school to work and home. So does the light mean you have 50 miles to go before you run out of gas?
  • You are possibly overwhelmedoverwhelmed 5-1 a

Putting this off until the last-minute is stressful. Wondering if you will make it to the gas station or not with your kids in the car…yep, that is stressful.

Are you the type of person who thrives on adrenalin and intentionally puts off what they know needs to be done for the thrill? Probably not intentionally. More likely you are overwhelmed.

So do you procrastinate or are you overwhelmed?

You have too much to do and not enough time to get it done.

Try doing the following:

  • Delegate some of the responsibility. I know your kids may not load the dishwasher the way you would but it’s OK. The dishes will get clean. Also, so what if your husband does not fold the towels the way you would. They will still dry you off.
  • Make the most of your time. If you could get organized you will find you have more time.
  • Don’t assume. Have clear expectations and responsibilities.  You may have heard the saying, if you assume you make an ass out of you and me.
  • Make time for you. Mom is a 24/7 job and you deserve a break even if it is only taking a shower without interruptions.
  • Don’t be afraid to ask for help. Set up a support system
  • It’s OK to say NO. You don’t have to do it all.pexels-photo-907486.jpeg

Remember

  • This is a phase. It’s OK  and you will get through it.  Your kids will get older.
  • Each Mom has their favorite phase of Motherhood and that is OK too.
  • Take Joy in the moments.  The moments your little one hugs your neck and gives you messy kisses.  Each moment is an opportunity to make a memory.

Mom’s now it’s your turn share or vent about your personal experiences.

Thanks Pamela

Pam's Bee.jpg

#overwhelmed #procrastinate #motherhood #parents #momslife

 

 

Advertisements
Posted in clutter, family, Organizing

Do you have a Tiny fleet of exotic toddler cars but no toddler?

 

Happy Fall Y’all!   Since the weather is changing we are going to review somegarage issues and tips. Now is a great time to evaluate your children’s toys. Do they have lots of outdoor toys that they just did not play with this past summer? Do you have a toddler-sized fleet of power ride on toys? Maybe a Barbie Jeep, a Little Tikes Cozy Coupe and a Peg Perego John Deere Gator in your garage and your Mommy Mobile has to sit out side?

What is wrong with this picture?

How about if your garage has enough scooters, bikes, wagons and skates to outfit the entire street and your kids are not interested in any of them.barbie-jeep

I get that it might be nice for you to say you have a Corvette, an Escalade, a Jeep, a Gator, motorcycle and scooter in your garage but seriously.  Winter is coming and wouldn’t you rather have your car in the garage so you don’t have to ice off of scrape your windshield?   Just saying.

Look I know how cute her 12” huffy Disney bike is but really she is now 14. When did she last hop in the Barbie Jeep and take it for a cruise? If you need a garage for your kid’s ride on toys and your kid doesn’t ride them you need to let them go. Think sell them or donate them. They are worth some money. Sell them and use that money towards something they will use and play with.

Little Tike Car
Cutie for a Christmas Card

While we are on the subject of toys, which have been outgrown, lets talk about your yard. Are you still hanging on to the sand box or the pink peppermint patty playhouse? Your baby is a boy. He’s 13 there is no way he will be playing in the sand box no matter what you bribe him with. Besides it might now be a kitty litter box. Is that what you really want in your yard? Do you have a trampoline in the back yard that is so worn out it should be declared a hazard zone? Get rid of that accident and lawsuit waiting to happen. There is no reason to keep all the outdoor oversized toys your children have outgrown. Unless you are running a daycare your yard should not look like a toddler used car lot. Embrace change! Let go of clutter.

segway-at-sedona

Thanks Pamela!

#toddler #momlife #parenting #family #clutter #toys #rideontoys #garagespace

Posted in family, Organizing, Uncategorized

Do you have a Plan? Organize you finances ~ October is National Financial Planning Month

So do you have a budget? Do you know when you power bill is due? Does your significant other?

Yes ~no~ maybe? While for many couples money is a point of contention. Each of you needs to know what is going on with and where your money is going. You both need to know how to access to your online accounts and at the very least how much money is coming in and going out.

piggy bank photo-1459257831348-f0cdd359235f.jpg

Are you one paycheck away from disaster? If you are then you need to put the brakes on and talk to someone.

There are so many ways to dig you out of a hole. Such as cut up your credit cards, use cash, use the envelope system, Dave Ramsey’s, Suze Orman, or any number of other systems that are out there. They are easy to find. I am sure you can find one that you can work with. There is even the suggestion to keep only one credit card but freeze it in a freezer bowl of water for EMERGENCIES.   That way you have to thaw the card and by having it frozen limits your access. It’s really not a good idea microwave your credit card.

Everyone needs an emergency fund.

Note new shoes or a new outfit, going out to dinner or big TV is not an emergency.

An emergency is tires for your vehicle, car repair, hospital or dental emergency, job loss or home repair.

Have you thought about how you might buy a house?

Are you are looking for a house, will you buy in the city or country? How long will your commute be? Are you willing to do that? Do you have money for a down payment?   Can you handle the mortgage payment, insurance, taxes and maintenance? When you become the homeowner you also become the super. Oh no the hot water is out? That is your problem. Leak in the roof. Yep ~ that repair is on you. By the way these repairs are not covered by your standard homeowners insurance. You can purchase a separate home warranty plan that will cover some of these repairs.

home photo-1415301918039-3a58086adf06.jpg

So maybe you are in the market for a new vehicle. Can you tell me how much your car insurance is?

If you are in the market for a new car would you check to see how much your insurance will cost on the new vehicle before you purchase it? Did you know that your automobile insurance does NOT cover repairs unless it was as the result of an accident? Not because you didn’t check the oil and you blew up the engine or your drivetrain just wore out. WHAT THE WHAT.

Yes ~  this is why you need an emergency fund.

car trip 1 photo-1439147229757-b3e2a7731fc8

Do you have children? Are you making a college savings plan? Do you want it help your kids go to college or do you think that if they do it all themselves they will be more serious? But can they? Have you thought of this before?

Processed with VSCO with a4 preset
All photos from Unsplash.com

Have you got a plan for retirement? Do you have a date you would like to retire? Do you know the earlier you start saving for this the less money you have to put in? Right AMAZING. If you have not started saving, now is a good time.

If you do have a retirement date in mind will you be debt free on that date? If you have less money coming in you need less money going out.

What about where will you live? Does your house allow you to age in place? Is there are bedroom and bathroom on the main floor? Stairs are not your friend when you get older. Your knees will thank you.Lindsay-Henwood Upsplash photo-1448387473223-5c37445527e7

 

Do you have a will? Even if you are young you need a will. If you are young parents you need this more than ever.   You want to provide for your children. Who will become their guardian?

Are you single? Do you have a Durable Power of Attorney for Health Care? Lets say you are in an accident, you have a life threating injury and unable to communicate? Who speaks on your behalf? Who are they going to call?

Advanced Directive? Is a written statement of a person’s wishes regarding medical treatment, often including a living will, made to ensure those wishes are carried out should the person be unable to communicate them to a doctor.

funny-quotes2

No financial or legal advice is being give here. I only want to make you think. Organize your finances and get your financial plan started. Take advantage of National Financial Planning Month.

“If you fail to plan, you are planning to fail!”  ~ Benjamin Franklin

So do you have a plan?  I love you comments.  Please share this with your friends and family.

Thanks  Pamela

 

#organize #finances #planning #money #overwhelmed #newpost #momlife #parenting #budget

Posted in clutter, family, Organizing

Tips to bring Order to your Chaos—

“Creating order in our lives allows us to live a life full of endless possibilities.”

~ © Norma Bobb-Semple 2016

Photo credited to Unsplash Creating order in our lives allows us to live a life full of endless possibilities. © Norma Bobb-Semple 2016

via Order — normabobb

Hello,  Anyone who has been here before knows that I am all about controlling your chaos,  organizing your life and corralling your clutter.  Clutter is a time thief.  If you can’t find what you need you spend valuable time searching.  You look under the bed, in the car or between the couch cushions.  Sometimes you give up and buy a new whatever was lost.  That is a budget buster.  You know you bought the funniest birthday card for your sister months ago now her birthday is in a week and you can’t find it.What do you do?  You know what you are going to do.  You buy a new card.  Then the week after her birthday you find the first one.  But you can’t send it to anyone else because it says To my Sister for her 30th Birthday…. ARGH!!

party banners photo-1465060810938-30bbe7c40e76

You know you need to put some order in your life.  But you are overwhelmed?  Where to start?  I am here to help.  You can look back at some of my prior posts to give you an idea.

It does not matter where you start.  The first step is to begin.   The thing that you lose all the time is a good place to start.  If that is keys.  Determine a set place for them.  Put them there every single time.  Without fail.

If it is that your kids can’t seem to get their school stuff together in the morning before school.  You have a nightmarish morning trying to like trying to herd cats.    Set up a system.  Backpacks in a designated spot, homework checked before they go to bed, determine what everyone is wearing the night before and you will eliminate much of the morning chaos.  You might actually enjoy breakfast with your kids.wp-1474664786272.jpg

Maybe you plan on making dinner but what to make?  What do you have?  What do you need?  Organize your pantry.  That way you will know what you have and if you keep a running shopping list you will not run out of ketchup, butter or sugar.  When you open the last of something put it on the shopping list.  If you keep this list on your cell phone it will always be with you.  You can then make a plan the night before as to what you are making for dinner. You will know what you have and what you need to get.

You can get organized.  I am here to help you bring order to your life.  Where do you find are your biggest clutter areas?  What do you frequently lose?

Thanks, Pamela!

bee_organizedwithpamela-jpg

 

#newpost #organized #overwhelmed #momlife #priorities #Seizetheday #parenting

Posted in family, Organizing

Paper Chase! No More ~ Organize Your Papers

Binders can be your best buddy to get you organized.

You need a binder for your life if you don’t do file folders then a binder may work better for you.

Today we have a reminder of how an ordinary day can become an emergency.  Watching the news and seeing how devastating Harvey has been to Houston makes me realize how important a  binder is.  So this is a good opportunity to revisit the subject.

Living in Oklahoma as you know is tornado alley. Every spring we would have the threat of severe weather. So when you think there is the very real possibility your home could be wiped off of the map or at the least have parts and pieces end up in Kansas you develop a special set of skills. One of the skills is you have things you know you need to grab on the way out the door.

We lived in Oklahoma on May 3, 1999, when an F5 tornado smashed into and through my neighborhood. Our weatherman said, “People in the path of this storm need to get underground or get out-of-town.”

lightning by lucy chian photo-1442213391790-7656f6e368b9.jpg

Since we didn’t have an underground shelter. So we got out-of-town. We were rushing through the house grabbing stuff, our insurance information, homeowner’s policy, health insurance, car insurance, identification papers and even a list of phone numbers. Also, we had just purchased a new vehicle and had yet to notify our insurance agent of this new purchase so some information about our vehicle wasn’t a bad idea. This would have been so much easier and less chaotic if we had a binder.

Well fortunately for us our house was still standing. Our trees and fence were another story and we never did find the owner of a patio chair that blew into our yard.

After that experience, we created a home binder.

Weather v. by Jordan Ladikos photo-1454702762838-a6df8cc3517f
Photo by Jordan Ladikos

Home Binder –

It has copies of our deed to our home and our insurance policies.  Each time we make a major purchase we document the purchase; warranty dates then add the warranty and receipt to our home binder. At one time I kept the manuals but now all this is readily available on the Internet. So I can’t find a reason why should I keep them.  We do keep a list of maintenance, repairs, and upgrades we have made to our house.  This information is helpful for you are selling your home and you have to make the necessary disclosures.

Important Paper Binder –

We have a binder for our important papers. This binder stays in a fireproof box.

For us, important papers are birth certificates, marriage license, passports, social security card, wills and trust documents other licenses and certificates. Additionally, we have a DVD of the inside of our home. (This is very helpful if you have to replace your contents.)

Home Management Binder –

This could be called the ICE or Mom Manual. It will have flyers from your kid’s sports, school events, schedules, and newsletters. Also, it will have an emergency contact sheet. This binder will have school, teacher, baby sitter or daycare provider contact info. Passwords can also be stored in this binder. You can add pages to include your budget and bill payment schedule.

BInders from Flickr7845750442_03c60af15a_b
Photo from Flickr

I know some families use a binder for their kids’ artwork and school papers. Every child gets a binder. Papers you want to keep are 3-hole punched and placed in the binder immediately. Then at the end of the year, you can scan the ones you want to preserve forever.

There are lots of templates online for pages of anything else you might want or need to have.

The purpose of the binder is to put everything all together and easily accessible. I look forward to hearing about your binders, how they simply and organize your life.

The time to create a home binder is before you have an emergency situation.

Thanks  Pamela!

Pam's Bee.jpg

#newpost #organized #overwhelmed #momlife #priorities #Seizetheday #momlife #parenting #family #emergency #disaster
Posted in family, Organizing

Homework! Making it Easier for All

Create a homework box!

Now that back to school supplies are everywhere. It’s the perfect time to pick up and create a homework box. It could be a tote, box, basket, or crate. The purpose is to have everything your kids need to do their homework all in one spot.

Add things like pencils, a pencil sharpener, erasers, crayons or colored pencils, markers, calculator, index cards, tape, ruler, paper, highlighter and post it notes. You might even add a timer. Your kids will have everything they need, will not spend time looking for and putting off doing their homework.Aaron Burden photo- crayon 1453749024858-4bca89bd9edc

While you are at it you might as well set up an after school snack zone. Fill it with Mom approved snacks your kids can grab when they get home and are starving.

A shoe organizer with pockets is a great way to set up a snack zone. You can hang it on the back of your pantry door. By placing Mom approved snacks in the zone your child can reach. Older kids snacks can be placed in the higher pockets.

Next have a discussion with your children about homework expectations.

  • When they are to do homework? Do they get a certain amount of playtime are there scheduled breaks. This is where the timer will come in handy. You know how long you kid can work before they need to blow off some energy.
  • Snack before starting homework or after? If you are giving them a sugar snack you know they are most likely going to need to burn off the sugar energy. When did they have lunch? My husband is a little bit crabby when he is hungry and he is a little bit hungry all the time. ❤ So, I always have snacks and you know a hungry person can be a cranky person.
  • Where are they to do their homework? Chose a place with minimal distractions. (Like TV and toys.)
  • Where is the homework box kept? Remind them that if they use the last of anything to let you know so it can be replaced. Don’t forget when you open the last package is a great time to add it to the running shopping list.
  • After the homework is completed where should your child put it for Mom or Dad to check it? I’m going to suggest you have them put it in a folder in their backpack. Once you have checked their homework they can return their backpack to the designated spot you have near the door.

If you would like to have a homework routine checklist

dbcda31a045ad323981dbd731e14244d
Chore Chart = Less Nagging

a whimsical life has a great one. A Whimsical Life Homework Routine  Remember if your children know what is expected and they know they have a checklist there should be less nagging.

So are you excited that the kids are going back to school or are you sad?

Have a great day!

Pamela

 If you like what I have to say feel free to re-blog.  Help yourself, help me and help others.

pams-bee-jpg

 

#homework #school #backtoschool #organized #snacks #family #kids #parents

Posted in clutter, family, Organizing

Are you suffering from CHAOS? Can’t have anyone over Syndrome.

chaos-dining-room-table-227972_1920

Is it because you can’t find you dining room table? You know there is one under there but it currently is covered with mail, school art projects, work, magazines and well just clutter.

Maybe it’s because your living room resembles a toy store or a that the mail room exploded? It’s been so long since you saw the floor that you don’t remember if there is an area rug down there?

junk-mail-taking-over-living-room-14441424059_860503333a_b

Are your in-laws coming for the holidays and you don’t have a room for them to stay in or maybe you do have a guest room but the bed is buried under laundry?  You can be organized and you can contain your clutter.

guestroom-not-ready-417062631_b9312e15d4

I have discussed laundry before. If you want to review it here is the link.  Air your dirty laundry here….

Basically, I suggest you fold and hang your clothing as you remove it from the drier. That way you are not temped to toss it on the bed, couch or dryer, but you will put it where it belongs. Added bonus. Your clothes will not be as wrinkled if you immediately hang them up. Yet another time saver, you’re welcome!

If this sounds or looks like your home and you feel overwhelmed by your clutter don’t give up,  it can be fixed.  You can bee organized.

Let’s start with some organizing tips for public spaces in your home.

If you have toys that have invaded your living room, think about an ottoman that has storage. You can also  utilize storage cubes, decorative boxes and baskets to contain the toys, if you insist on having them there. I recommend you limit the number of toys allowed in the living room.

A better solution is to have your children return their toys to their room or their playroom when they are finished playing with them. I try this with the dogs, but they don’t mind very well. I did have a dog who when we said it was time to go to bed she picked up her toys and carried them one at a time in her mouth and dropping them in a basket in her room. When she was done she would get into her bed. So smart. The ones we now share our home with are really cute. But they can’t seem to get with the program ……LOL.

dsc01826_1024

Another great way to keep your public spaces company ready is to use “Crap baskets” or buckets. A “Crap basket” is where you have a basket for each member of the family and if you see their stuff a/k/a, “crap” out of place you toss it into the “crap basket” they can then take their basket to their room and put it in they proper place. A Mom that I worked with decided that if she had to put stuff in the “crap basket” more than two times the stuff in the basket was not important to that family member and so they lost it temporarily. If it landed back in the “crap basket” a third time it was donated to another family. I think it was very effective way to get the family in the habit of putting their stuff where it belongs.

Let me know how you conquered your CHAOS and did you take back your public spaces in your house. Just in time for the holidays.

Do you think a Crap basket would work at your house?  Are you suffering from CHAOS?

Thanks Pamela

#CHAOS #clutter #organized #company #holidays

Posted in clutter, family, Organizing

Tips to bring Order to your Chaos—

“Creating order in our lives allows us to live a life full of endless possibilities.”

~ © Norma Bobb-Semple 2016

Photo credited to Unsplash Creating order in our lives allows us to live a life full of endless possibilities. © Norma Bobb-Semple 2016

via Order — normabobb

Hello,  Anyone who has been here before knows that I am all about controlling your chaos,  organizing your life and corralling your clutter.  Clutter is a time thief.  If you can’t find what you need you spend valuable time searching.  You look under the bed, in the car or between the couch cushions.  Sometimes you give up and buy a new what ever was lost.  That is a budget buster.  You know you bought the funniest birthday card for your sister months ago now her birthday is in a week and you can’t find it..What do you do?  You know what you are going to do.  You buy a new card.  Then the week after her birthday you find the first one.  But you can’t send it to anyone else because it says To my Sister for her 30th Birthday…. ARGH!!

party banners photo-1465060810938-30bbe7c40e76

You know you need to put some order in your life.  But you are overwhelmed?  Where to start?  I am here to help.  You can look back at some of my prior posts to give you an idea.

It does not matter where you start.  The first step is to begin.   The thing that you lose all the time is a good place to start.  If that is keys.  Determine a set place for them.  Put them there every single time.  Without fail.

If it is that your kids can’t seem to get their school stuff together in the morning before school.  You have a nightmarish morning trying to like trying to herd cats.    Set up a system.  Backpacks in a designated spot, homework checked before they go to bed, determine what everyone is wearing the night before and you will eliminate much of the morning chaos.  You might actually enjoy breakfast with your kids.wp-1474664786272.jpg

Maybe you plan on making dinner but what to make?  What do you have?  What do you need?  Organize your pantry.  That way you will know what you have and if you keep a running shopping list you will not run out of ketchup, butter or sugar.  When you open the last of something put it on the shopping list.  If you keep this list on your cell phone it will always be with you.  You can then make a plan the night before as to what you are making for dinner. You will know what you have and what you need to get.

You can get organized.  I am here to help you bring order to your life.  Where do you find are your biggest clutter areas?  What do you frequently lose?

Thanks Pamela!

bee_organizedwithpamela-jpg

 

#newpost #organized #overwhelmed #momlife #priorities #Seizetheday #parenting

Posted in clutter, family, Organizing

Trick or Treat! New month ~ New project 

halloween-graveyard
Halloween Graveyard ~ Photo from Wikipedia

Do you have any Halloween decorations that are broken?

Halloween is over. All that is left is the candy and the decorations. Time to put them away and get out the Thanksgiving or fall decorations. But, did you discover your Halloween or Day of the Dead decorations has seen better days? Did you have to stuff your scarecrow? Is your pumpkin flat? This is s a great time to evaluate and eliminate the broken and unused decorations.

halloween-cookies-photo-1474716934413-9f9613f0edb2

Anything you did not use you should let go of. If it is broken or unsafe that needs to go. Don’t let it be witchful thinking that you can’t be organized. You can and I am here to help. But there is no magic wand.

Of course now is a fabulous time to purchase your replacements ~ you know all remaining Halloween and Day of the Dead decorations are on sale.

mexican_day_of_the_dead_15929947556

Box them all up and put them away until next year.

Additionally,  if you have candy you don’t want here in my area we have a program that is called Operation Gratitude. They send candy in care packages to military troops.  There is most likely a program similar in your area.

By the way Halloween day at my house it will be in the upper 90’s so there will be some melted chocolate..  We don’t buy candy we like so I am not temped.  LOL.  Do you give out candy?  What is your favorite candy?  For me it is Dark Chocolate.

Thanks Pamelabee_organizedwithpamela-jpg

#decorations #clutter #organized #candy #momlife

Posted in family, Organizing, Uncategorized

Do you have a Plan? Organize you finances ~ October is National Financial Planning Month

So do you have a budget? Do you know when you power bill is due? Does your significant other?

Yes ~no~ maybe? While for many couples money is a point of contention. Each of you needs to know what is going on with and where your money is going. You both need to know how to access to your online accounts and at the very least how much money is coming in and going out.

piggy bank photo-1459257831348-f0cdd359235f.jpg

Are you one paycheck away from disaster? If you are then you need to put the brakes on and talk to someone.

There are so many ways to dig you out of a hole. Such as cut up your credit cards, use cash, use the envelope system, Dave Ramsey’s, Suze Orman, or any number of other systems that are out there. They are easy to find. I am sure you can find one that you can work with. There is even the suggestion to keep only one credit card but freeze it in a freezer bowl of water for EMERGENCIES.   That way you have to thaw the card and by having it frozen limits your access. It’s really not a good idea microwave your credit card.

Everyone needs an emergency fund.

Note new shoes or a new outfit, going out to dinner or big TV is not an emergency.

An emergency is tires for your vehicle, car repair, hospital or dental emergency, job loss or home repair.

Have you thought about how you might buy a house?

Are you are looking for a house, will you buy in the city or country? How long will your commute be? Are you willing to do that? Do you have money for a down payment?   Can you handle the mortgage payment, insurance, taxes and maintenance? When you become the homeowner you also become the super. Oh no the hot water is out? That is your problem. Leak in the roof. Yep ~ that repair is on you. By the way these repairs are not covered by your standard homeowners insurance. You can purchase a separate home warranty plan that will cover some of these repairs.

home photo-1415301918039-3a58086adf06.jpg

So maybe you are in the market for a new vehicle. Can you tell me how much your car insurance is?

If you are in the market for a new car would you check to see how much your insurance will cost on the new vehicle before you purchase it? Did you know that your automobile insurance does NOT cover repairs unless it was as the result of an accident? Not because you didn’t check the oil and you blew up the engine or your drivetrain just wore out. WHAT THE WHAT.

Yes ~  this is why you need an emergency fund.

car trip 1 photo-1439147229757-b3e2a7731fc8

Do you have children? Are you making a college savings plan? Do you want it help your kids go to college or do you think that if they do it all themselves they will be more serious? But can they? Have you thought of this before?

Processed with VSCO with a4 preset
All photos from Unsplash.com

Have you got a plan for retirement? Do you have a date you would like to retire? Do you know the earlier you start saving for this the less money you have to put in? Right AMAZING. If you have not started saving, now is a good time.

If you do have a retirement date in mind will you be debt free on that date? If you have less money coming in you need less money going out.

What about where will you live? Does your house allow you to age in place? Is there are bedroom and bathroom on the main floor? Stairs are not your friend when you get older. Your knees will thank you.Lindsay-Henwood Upsplash photo-1448387473223-5c37445527e7

 

Do you have a will? Even if you are young you need a will. If you are young parents you need this more than ever.   You want to provide for your children. Who will become their guardian?

Are you single? Do you have a Durable Power of Attorney for Health Care? Lets say you are in an accident, you have a life threating injury and unable to communicate? Who speaks on your behalf? Who are they going to call?

Advanced Directive? Is a written statement of a person’s wishes regarding medical treatment, often including a living will, made to ensure those wishes are carried out should the person be unable to communicate them to a doctor.

funny-quotes2

No financial or legal advice is being give here. I only want to make you think. Organize your finances and get your financial plan started. Take advantage of National Financial Planning Month.

“If you fail to plan, you are planning to fail!”  ~ Benjamin Franklin

So do you have a plan?  I love you comments.  Please share this with your friends and family.

Thanks  Pamela

 

#organize #finances #planning #money #overwhelmed #newpost #momlife #parenting #family #bills

 

 

Transformations = transform your financial situation.

<a href=”https://dailypost.wordpress.com/prompts/transformation-2/”>Transformation</a&gt;